Deals That Don't Fit the Box
Rhino Capital brokers Non-QM loan products for investment properties, DSCR, fix and flip, hard money, and private lending. No SSN required to get started.
DSCR Loans
Qualify on the property's cash flow — not your personal income, tax returns, or employment history. DSCR loans are purpose-built for real estate investors who want to grow their portfolio without the W-2 documentation requirements of conventional lending.
- No W-2, tax returns, or pay stubs required
- Qualify based on rental income vs. debt service
- 1–8 unit residential investment properties
- Single-family, multi-family, condos eligible
- No SSN required to begin application
- Purchase, refinance, and cash-out options
Fix & Flip
Short-term capital for residential rehab projects. Asset-based underwriting means the deal quality drives approval — not your credit profile or income documentation. We close fast so you can acquire, renovate, and sell without capital delays killing your timeline.
- Asset-based underwriting — the deal drives approval
- Fast approvals and closings
- Funds acquisition and renovation costs
- Interest-only payment options
- After-repair value (ARV) based lending
- Experienced and first-time flippers welcome
Investment Properties
Non-QM financing for investment properties that don't fit the conventional lending box. From single-family rentals to 8-unit apartment buildings, Rhino Capital brokers the right loan product for investors who operate outside the standard qualification criteria.
- 1–8 unit residential investment properties
- Non-QM underwriting — no conventional box required
- Foreign national and ITIN borrowers considered
- Recent credit events may be acceptable
- Bank statement and asset-depletion programs
- No SSN required to start
Hard & Private Money
Private money lending for deals that need speed and certainty. When a conventional lender or even a DSCR product won't work, hard money and private capital fill the gap. Equity-based lending secured by the real estate — structured for execution, not bureaucracy.
- Equity-based lending — LTV drives approval
- Bridge loans for acquisition and transition
- New construction draw schedules available
- Cash-out refinance on investment properties
- Short-term and longer bridge options
- Closes in days when needed
Tell Us About Your Deal
Fill out our quick application — no SSN required — and we'll match you with the right loan product for your situation.
Start Application